The short version: we don’t sell your personal data. We earn money mainly through affiliate and referral links, always disclosed, and through Google AdSense advertising, which only uses cookies once you’ve agreed to them. The rest of this page explains that in full.
Who is responsible for this site
Expat Money is operated by Arames Global, based in St. Gallen, Switzerland. For any question about this policy or your data, contact [email protected].
What we don’t do
- We do not sell, rent, or trade your personal data to anyone.
- We do not share your email address with sponsors or partners.
- We do not load advertising cookies before you’ve had the chance to accept or decline them in our cookie banner.
How Expat Money actually makes money
Some links on this site are affiliate or referral links, and some reviews involve a commercial relationship with the company reviewed. Both are always disclosed on the page itself, see our Disclosure page. Commercial relationships never influence a review’s score, see our Editorial Policy for the methodology that keeps the two separate.
We also show advertising through Google AdSense. If you accept advertising cookies in our cookie banner, Google and its advertising partners may set cookies to select, measure and personalise ads. If you decline, those cookies aren’t set. See our Cookie Policy for details.
What data we do collect
- Your email address, only if you choose to subscribe to the newsletter, confirmed via a double opt-in link before you’re added to any list.
- Necessary cookies to run the site and remember your preferences, including your cookie consent choice.
- Advertising cookies from Google AdSense, only after you accept them. See our Cookie Policy for the full explanation.
- If you click an affiliate or referral link, the destination site may set its own cookies once you arrive there, governed by that site’s own policy, not this one.
- Basic, aggregated analytics once an analytics tool is connected, to understand which guides are useful, not to identify or track individuals.
Our Financial Planner tool specifically
The income, expense, and household details you enter into the Financial Planner are calculated entirely in your own browser. None of it is transmitted to our servers or stored anywhere, only your email address is, and only if you choose to unlock your results by subscribing.
Your choices
You can unsubscribe from the newsletter at any time via the link in every email. You can accept or decline advertising cookies in the cookie banner, and change your choice at any time using the Cookie Settings link in the site footer. Questions about your data are welcome at [email protected].
This page is product guidance and does not constitute legal advice.